Usda rd direct loan

If you are an applicant or an individual interested in learning more about the Single Family Housing Guaranteed Loan Program, please visit our guaranteed housing webpage for further program information and guidance.

If you are interested in applying for a guaranteed loan, or have more specific questions not answered by the website, please reach out to any of the program‘s approved lenders for further assistance.

If you are a lender interested in participating in the Single Family Housing Guaranteed Loan Program, or are a current participating lender seeking assistance, please visit our lender webpage for further guidance and contact information.

Eligibility

Welcome to the USDA Income and Property Eligibility Site

This site is used to evaluate the likelihood that a potential applicant would be eligible for program assistance. In order to be eligible for many USDA loans, household income must meet certain guidelines. Also, the home to be purchased must be located in an eligible rural area as defined by USDA.

To learn more about USDA home loan programs and how to apply for a USDA loan, click on one of the USDA Loan program links above and then select the Loan Program Basics link for the selected program.

To determine if a property is located in an eligible rural area, click on one of the USDA Loan program links above and then select the Property Eligibility Program link. When you select a Rural Development program, you will be directed to the appropriate property eligibility screen for the Rural Development loan program you selected.

To assess potential eligibility of an applicant/household, click on one of the Single Family Housing Program links above and then select the applicable link.

For additional information and to contact a USDA Program Representative, click on the Contact Us link above, and then select the appropriate USDA program.